🏡 Home Ownership

We’re diving into the real estate world, but have no fear! I’ll be your guide. This lesson sets the tone for the course and gives you a clear sense of what we’ll cover as you prepare to become a homeowner.

Your credit is the foundation of your loan approval. In this lesson, I’ll walk you through how to check your credit, clean up any issues, and position yourself to get the best rates possible.

Let’s talk money. This lesson helps you understand what you can really afford, how to factor in long-term costs, and how to budget for a home without stretching yourself too thin.

Getting approved means being organized. I’ll share exactly what documents you’ll need for a mortgage application and how to keep them ready so the process goes smoothly.

You. Need. To. Interview. Your. Lenders. PERIOD! I’ll give you a list of key things to ask both your lender and your agent so you can protect your interests and avoid surprises.

Fixed-rate or adjustable-rate? I’ll explain the pros and cons of each mortgage type, how they impact your payments, and which might work best for your financial situation.

The down payment isn’t the only cost. In this lesson, I’ll uncover the lesser-known expenses that come with owning a home, from taxes and insurance to maintenance and closing fees, so nothing catches you off guard.

Let’s pull it all together. I’ll give you a clear, confident checklist to start your home buying journey the right way. You’ll know what to do, when to do it, and how to keep your power the entire time.