🎓 Degrees, Not Debt!

Let’s kick things off. I’ll walk you through what this course is all about and how it can help you or your loved ones make smart decisions around paying for school without racking up unnecessary debt.

Yes, free money is real. In this lesson, I’ll teach you how to find and apply for scholarships and grants, how to stay organized, and how to avoid common mistakes that leave money on the table.

If you do need to borrow, there’s a right way to do it. I’ll explain the difference between federal and private loans, which ones to prioritize, and how to avoid overborrowing just because it’s offered to you.

You graduated, now what? This lesson walks you through how to build a student loan repayment plan that works for your budget, your goals, and your future. We’ll talk timelines, income-driven repayment, and more.

From work-study hacks to negotiating financial aid packages, this lesson gives you extra strategies to keep your education affordable and on your terms. Because a little extra effort now can save you thousands later.

Now that you’ve got the game plan, let’s put it into action. I’ll give you a checklist to help you find scholarships, track your borrowing, and start planning for repayment the smart way.